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HUD's New RESPA Rule

The following are important links to HUD's November 2008 final Real Estate Settlement Procedures Act (RESPA) rule, which is scheduled to take effect January 1, 2010. 

Key Links

HUD FAQs on New RESPA Rule (January 2010)

HUD Announces New RESPA Outreach Campaign (December 2009)

HUD General Counsel Letter to Regulators Encouraging Restraint in Enforcement of New RESPA Disclosures (November 2009)

HUD Press Release Announcing Restraint in Enforcement of New RESPA Disclosures (November 2009)

Mortgage Industry Letter to HUD on RESPA Implementation Issues (October 2009)

FHA Commissioner David Stevens Tells Industry that RESPA Rule Will Not Be Delayed (October 2009)

The New RESPA Rule By Rich Andreano, Esq., Weiner Brodsky Sidman Kider, PC (April 2009)

"The New RESPA Rule: Was it Worth the Wait?" By Reed Smith, LLP (March 2009)

"Finally a Final RESPA Rule" by Phil Schulman, Esq., KL|Gates (November 21, 2008)

Final RESPA Rule (November 12, 2008)

HUD Press Release on Final RESPA Rule (November 12, 2008)

Final HUD-1 Settlement Statement (November 12, 2008)

Final Good Faith Estimate (November 12, 2008)

RESPRO® Congressional Testimony on RESPA Reform (September 16, 2008)

RESPRO® Comments on HUD's Proposed Rule (June 2008)

RESPRO® Products



RESPRO® Articles

  • The Top RESPA Challenges for Diversified Real Estate Brokers-And How to Overcome Them; by Jed Mayk, Esq., Stevens & Lee (March 2010)
  • The Top RESPA Challenges for Diversified Real Estate Brokers-And How to Overcome Them; by Phyllis Shuster., Shuster Legasl Services (March 2010)
  • The New RESPA Rule is Here! Implementation Challenges for Mortgage Originators; by Jed Mayk., Esq., Stevens Lee (March 2010)
  • HUD to Use "Restraint" in Enforcing New RESPA Rule for Good Faith Compliance Efforts (November 2009)
  • RESPRO® Urges HUD to Withdraw Builder Incentive Ban in Favor of Stronger Enforcement (April 2009)
  • An Overview of HUD's New RESPA Regulation by Jeffrey Arouh, Esq., Holland Knight LLP (April 2009)
  • HUD Delays Effective Date of Builder Incentive Ban; Seeks Comments on Whether to Withdraw and Publish New Proposal (2009)
  • Obama Orders Federal Agencies to Review Pending Rules; Impact on RESPA is Uncertain (January 2009)
  • HUD Delays Effective Date of Builder Incentive Ban (2009)
  • Homebuilders Sue HUD Over Consumer Incentives (2008)
  • HUD's New Consumer Incentive and Average Cost Pricing Rules (2008)
  • RESPRO®'s Preliminary Comments on HUD's Final RESPA Rule (November 12, 2008)
  • Bush Administration Blames Democratic Congress for Trying to Stop RESPA
  • RESPA Rule is Attacked at Congressional Hearing
  • RESPRO® Defends Affiliated Businesses and Consumer Incentives at RESPA Hearing (September 2008)
  • HUD Declines Congressional Request to Withdraw RESPA Rule, Sends It to OMB for Final Review (August 2008)
  • RESPA Congressional Hearing Tentatively Scheduled for September (August 2008)
  • Majority of Members of Congress Sign Letter to HUD Opposing RESPA Rule (August 2008)
  • RESPRO® Joins Industry Groups in Opposing RESPA Proposal
  • RESPRO® Meets With Office of Management and Budget on Consumer Incentives (July 2008)
  • Ask Your Member of Congress to Sign Biggert-Hinojosa Letter to HUD!
  • RESPA Reform: What's Next (July 2008)
  • The Importance of Administrative Procedures Act Compliance in RESPA Reform (July 2008)
  • An Update on RESPA Reform (June 2008)
  • HUD Extends RESPA Rule Comment Period 30 Days (May 2008)
  • Congress Requests that HUD Extend RESPA Rule Deadline (May 2008)
  • Small Business Administration Holds Roundtable to Explore Alternative RESPA Approaches (April 2008)
  • HUD Targets Consumer Incentives (March 2008)
  • RESPRO® Analysis of HUD’s Proposal to Restrict Consumer Incentives (March 2008)
  • RESPA Proposal Would Ban Most Incentives for the Purchase of Affiliated Services (March 2008)
  • HUD Official Rejects Mortgage Industry Request to Lengthen RESPA Public Comment Period (March 2008)
  • RESPA Rule Clears Congress; On Way to Publication (February 2008)
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