RESPRO^® Advocacy

The following are links to information about RESPRO®'s advocacy efforts before federal and state regulators on behalf of affiliated businesses in the home buying and financing industry.

 

• Almost One-Third of Affiliated Loans Would Fail as QMs, RESPRO® Member Survey Reveals (November 2012)
• Three-Day Closing Disclosure Proposal Highlights Conflicting ABA Goals, RESPRO® Tells CFPB (November 2012)
• RESPRO® Tells CFPB Not to Discriminate Against ABAs in LO Compensation Rule (October 2012)
• RESPRO® Leadership Meets With CFPB Director Cordray on Affiliated Business Issues (August 2012)
• RESPRO® Testifies on Impact of the CFPB's RESPA-TILA Rulemaking on Affiliated Businesses (June 2012)
• RESPRO® Signs Joint Letter Urging CFPB to Hold a Small Business Panel for QM Rule (June 2012)
• RESPRO® Joins Trade Groups to Advocate a QM Safe Harbor (May 2012)
• RESPRO® Joins Trade Groups to Urge the CFPB to Coordinate its “Know Before You Owe” and Dodd-Frank Rulemakings (April 2012)
• RESPRO® Joins Diverse Group Urging CFPB to Create Broad QM Market (April 2012)
• RESPRO®-Supported Bill to Eliminate Dodd-Frank AfBA Discrimination is Introduced in Congress (April 2012)
• The Challenge of the Qualified Mortgage Rule to Credit Availability and Affordability for Homeowners (March 2012)
• RESPRO® Joins Coalition Opposing Proposed Downpayment, LTV and DTI Requirements in QRM Rule (February 2012)
• RESPRO® Urges Congress Not to Use G-Fees to Fund Payroll Tax Extension (February 2012)
• RESPRO® Urges CFPB to Adopt Interactive Mortgage Disclosure Rulemaking (January 2012)
• RESPRO® and the Real Estate/Title Groups Submit Amicus Brief to U.S. Supreme Court in RESPA Pricing Case (January 2012)
• RESPRO® Provides the U.S. Supreme Court a Background on ABAs
• RESPRO® Joins Industry Groups in Request to Extend Deadline in Proposed Risk Retention Rule (May 2011)
• HUD’s Sham Joint Venture Guidelines Should Not Be Enforced by Plaintiffs’ Bar, RESPRO® Tells Court (April 28, 2011)
• RESPRO® Provides the U.S. Supreme Court a Background on ABAs (September 2010)
• RESPRO® Defends Consumer Incentives and Affiliated Businesses Before HUD (September 2010)
• RESPRO® Raises Concerns About HUD Rule on Home Warranty Marketing Agreements (July 2010)
• RESPRO® Members Meet With Pennsylvania Department of Insurance (November 2009)
• RESPRO® Objects to Pennsylvania AG's Proposal to Ban Affiliated Title Businesses (September 2009)
• RESPRO® Objects to Proposed New York Percentage Cap Limit (September 2009)
• RESPRO® Works With HUD and Industry to Get RESPA Implementation Questions Answered (September 2009)
• RESPRO® Members Testify About Affiliated Businesses Before Pennsylvania Insurance Commission (June 2009)
• RESPRO® Urges HUD to Withdraw Builder Incentive Ban in Favor of Stronger Enforcement (April 2009)
• RESPRO® Defends Affiliated Businesses and Consumer Incentives at RESPA Hearing (September 2008)
• RESPRO® Urges Ohio Regulator to Not Unintentionally Restrict Affiliated Title Businesses (August 2008)
• RESPRO® Joins Industry Groups in Opposing RESPA Proposal (August 2008)
• RESPRO® Comments on NAIC's Proposed Model Affiliated Business Interrogatories (July 2008)
• RESPRO® Meets With Office of Management and Budget on Consumer Incentives
• RESPRO® Joins in Letter Supporting New Appraisal Regulations (June 2008)
• RESPRO® Urges HUD to Publish a More Targeted RESPA Without Consumer Incentive Restrictions (June 2008)
• RESPRO® Joins Trade Associations In Objecting to Fannie/Freddie Appraisal Standards
• RESPRO® Meets with NY State Land Title Association on Legislation Affecting Affiliated Title Operations (March 2008)
• RESPRO® Real Estate Brokers Voice Opposition to Mortgage "Cramdown" Legislation (March 2008)
• RESPRO® Chapter of Texas Testifies Against Percentage Cap Limitation (September 2007)
• Indiana Regulator Tables Legal Opinion Banning Affiliated Title Business After RESPRO® Objects (September 2007)
• RESPRO® Texas Chapter Organizes Opposition to Percentage Cap Proposal (July 2007)
• RESPRO® West Coast Chapter Meets with California Department of Insurance (July 2007)
• RESPRO® Responds to GAO Findings on Affiliated Businesses (May 2007)
• RESPRO® Asks NAIC to Drop AfBA "Percentage Cap" Restriction in Model Acts (February 2007)
• RESPRO® Responds to Ken Harney Article on AfBAs (March 2007)
• RESPRO® Urges NAIC to Drop "Percentage Cap" Restrictions in Model Title Acts (February 2007)
• RESPRO® Urges NY Insurance Department to Review Its AfBA Economic Study (December 2006)